Message From President’s Desk


Dr. N. Sethuraman

Dear Readers,

Greetings from Mahasemam Trust !

The Indian Micro Finance Sector has witnessed a phenomenal growth in the year 2015-2016.The Quantum of the credit Made available to the poor and Financially excluded clients has gone past RS.60,000 crore and the member of client benefitted is close to 40 million as of March,2016.The SHG Bank linkage programme has equally grown to touch the live of individuals through SHGs with on outstanding loan portfolio of Rs.57,1119 Crore.


The Government of India and the Reserve Bank of India have created conducing policy and Regulatory Frame work for Micro Finance Institutions (MFIs) to operate in the country. This has provided necessary legitimacy and impetus to the sector., MFIs in general comply to the regulation.take care of client protection issues,adhere to the industry code of conduct.These factors go a long way in infusing confidence among all the stake holders.


Mahasemam Trust has undertaken a series of initiatives to strengthen the MFI movement in income generation activities and effectively passed on the central govt programs for the benefit of its poor members especially JanDhanBimaYojana and Scholarships. Mahasemam also celebrated women’s day with full participation of all its 1,43,000 members on 8th March 2016 with sweets and distributed Cotton Bags with message to avoid plastics to protect our environment.


Our President Recipient of Dr. B.C. Roy National Award from the President of India
for Medico Social Relief in the Year 1998

Our Former Governor Mr.Surjit Singh Barnala Ingurated Thousand Houses at Kathapatti Village Near Madurai.