Age : 28 Years Old Business: Making Shoes I am Kala, 28 years of age and I enrolled with Mahasemam in 2009. My husband who I married in 2006 had been working in various places repairing shoes on the streets. This only provided a very meager income and it was hard to earn our livelihood. We were never free from financial pressure and we struggled hard to serve our basic needs. This is why I was starting to look for a way out of this vicious circle. I have learned from the media that there was financial assistance which made available for SHG members with out collateral. I approached the trust which was operated close to my residence and gathered information on how to become a member myself. With the first small amount borrowed, I invested in a sewing machine and started to repair and make new shoes. Nearby schools and offices were contacted and shoes were made according to their orders and design wishes The prices quoted were much cheaper than the ones available in big outlets. The business quickly gained momentum and sales were rising steadily. With the support of additional loans of Rs. 10000 and Rs. 15000, we bought two automated sewing and cutting machines. But then, the orders suddenly stopped. Chinese shoes were introduced to the market which cost drastically less than ours. The business was shrinking and we were not able to acquire new orders. My husband then moved to Kerala and Tirupur to secure orders from there but the attempt did not work out. He did not bring back any It suddenly struck me, “Why not contacting SHGs and families in order to provide foot wear matching exactly their needs?” I started negotiating with members of few groups and the response was very encouraging. They were showing overwhelming interest in the idea and I started designing their models soon afterwards. The shoes were introduced among members of several SHGs with great success. The credit risk was reduced and this new attempt made my business sustainable. The contact ensured regular and steady offers and income. Now I live in a house which is much better than the one before. I am able to repay my dues for the loan from the income and I opened bank account to deposit the additional revenues. As our income has stabilized during the last months, we are now planning to expand my trade. "This all would not have been possible without the micro credit movement. "