Age:38 Children:one son and one daughter Education:10th Grade Business: Tailoring and Garment production Loan: Rs.5500 ($119) Uma and her husband were raising a small family solely on her husband’s income. They were able to make ends meet, but life was definitely tough. Uma owned a sewing machine and knew how to sew. With a microfinance loan, Uma thought that she could start a tailoring business. "Repaying the loan was easy, I paid off the 50 week loan in only 41 weeks. It used to be hard to pay off the money lender. I didn’t have an income before the loan and now I make Rs.2150 per week. I want to take another microfinance loan so I can make more money, but also because it allows me to help others when I employ them. The women who work for me help support their families with their salary. I pay them Rs.1066 per month. I am awaiting a second loan and I plan to buy two more sewing machines. Then I will be able to hire two more women from the neighborhood. I am happy about what microfinance has done for me. Now my sister and mother have both taken microfinance loans. She availed a microfinance loan totaling Rs.5500 and set out with her purpose.With the loan she purchased two more sewing machines and hired two poor, unemployed women from the neighborhood to work for her. She began to get contract work from a tailoring shop in the central bazaar. In the morning the shop would drop off garments to be tailored and they would return at night to pick up the finished garments. Now business is so good that Uma and her employees are also making blouses, trousers, and other garments-- she even has her own brand name that she stitches onto her fabrics. Uma was able to hire two unemployed women from her neighborhood to work at her entrepreneurship "With our combined income, my husband and I were able to send our son to college. I help my son pay his school fees and I also purchased my daughter’s school uniform and school supplies. She is in a private school now." My husband supports my business venture; he is a motorcycle salesman. I do not depend on my husband for any form of money. He makes his own money and I make my own. We share money, but we each have our own too. I have also gained personal confidence through earning and spending my own money. If I get another loan I can make even a higher income and give more jobs to more people. Through my business I have learned to manage money, pay my workers, and communicate with the tailoring company that I work with. I keep accounts on my workers about production and salary. I also organize the weekly microfinance center meetings on my rooftop because I have room there.